Michael Gilfeather

Mr. Gilfeather has been President and Chief Executive Officer of the Company and the Bank since April 2014 and a Director since 2014. He brings over 35 years of experience to his leadership position. Mr. Gilfeather also serves as a director of Hudson Valley Investment Advisors. Prior to joining Orange County Bancorp, he served as Chief Administrative Officer at Hudson Valley Bank, where he was directly responsible for the branch network, training and development, human resources and the trust department. Before working with Hudson Valley Bank, Mr. Gilfeather was with The Bank of New York for 20 years, where he was the Senior Manager for all retail banking in Manhattan. Mr. Gilfeather has an MBA in Finance from Pace University and a Bachelor of Science in Psychology from Union College. Mr. Gilfeather is the Chairman of the Board of the Orange County Partnership and the Vice Chairman of the New York Bankers Association.

Michael Coulter

Mr. Coulter joined the Bank in April 2017 as Senior Vice President and Chief Lending Officer and was promoted to Executive Vice President and Chief Lending Officer in February 2019. Prior to joining the Bank, Mr. Coulter served as Executive Vice President of Metropolitan Bank in Manhattan. Prior to Metropolitan, Mr. Coulter held progressively more senior positions at BBVA Compass Bank, Sun National Bank, Citizens, and Key Bank —all in the greater New York City and Hudson Valley markets. He has over 35 years of experience in banking. Mr. Coulter has a degree in Business Administration from the State University of New York Orange and also attended the State University of New York at New Paltz.

David Dineen
  • David Dineen
  • Senior Vice President, Director of Wealth Services

Dineen serves as division head for Private Banking, with the Trust Services department reporting to him directly. He is also the Managing Sales Executive responsible for Orange Wealth Management and will manage referrals between Hudson Valley Investment Advisors and the Bank.

Dineen has over 35 years of banking industry experience, including positions with The Bank of New York, Commerce Bank, and North Fork Bank. He most recently served as SVP, Market Manager at Republic Bank, where he was responsible for treasury management, lending, and establishment of their Private Banking group. Dineen previously served as Executive Vice President, Community Banking Officer at Bankwell Financial, where he was part of the executive team responsible for 12 branch offices, training, deposit operations and treasury management.

Prior to Bankwell, Dineen spent 10 years at Capital One Bank as Executive Vice President, serving in a variety of roles including branch and small business banking for the NY and CT markets. The position included oversight responsibility for 287 branches with $24B in deposits. Following Capital One's acquisition of Chevy Chase Bank, Dineen was promoted to Market President with responsibility for Private Banking and Not-For-Profit business for the Mid Atlantic Market.

Dineen graduated from Saint Joseph's College with a B.A., Business Administration.

Elizabeth Jones

Ms. Jones joined Orange Bank & Trust in 2016 as 1st Vice President, Director of Branch and Deposit Operations. In 2018, she was given the responsibility of Loan Operations, and in 2021, she was promoted to Director of Operations, adding responsibility for the Bank’s IT Department.

Jones oversees all bank and loan operations. Working with the entire Orange Bank team, this includes ongoing efforts to leverage the Company’s unique structure and product offerings in support of client needs, as well as oversight of the Compliance, Audit, and IT departments and Facilities. 

Prior to joining Orange Bank & Trust, Jones worked at Sterling National Bank, where she served in various roles during her 20-year tenure, most recently as 1st Vice President, Sales and Service Administration. 

Pamela A. Jones

Pam joined Orange Bank & Trust in 1991 as Human Resources Supervisor, overseeing the Human Resources area. In 1996, she was promoted to Assistant Vice President, and in March 2002 was promoted to Vice President of Human Resources and was given the additional responsibility of the Training and Development department.

Pam works closely with the Compensation Committee of the Board and leads the strategic direction of the Human Resource team. In recognition of her impact on both fronts, she was promoted to Senior Vice President in 2020.

In addition, Pam has been the Marlboro Middle School PTA President and Marlboro High School PTA Treasurer, from 2015 – present, as well as the Middle Hope Ladies Auxiliary Secretary from 2019– present.

Pam has an undergraduate degree in Business, from Marist College, Poughkeepsie. She has obtained her Master’s of Business Administration (MBA) in Finance from Marist College in 1998.


Mike Listner

Mr. Listner has served as the Senior Vice President and Chief Credit Officer of the Bank since March 2020. He previously served as 1st Vice President and Senior Credit Officer when he was hired by the Bank in 2018. Before joining the Bank, Mr. Listner previously served as a Senior Vice President, Senior Relationship Manager at Sun National Bank from 2011 to 2014 and then again from 2016 to 2018. He was Senior Vice President, Senior Relationship Manager with BBVA from 2015 to 2016. Prior to his roles in the banking industry, Mr. Listner was an Associate Director with Standard & Poor’s, covering structured finance products and both investment grade and high yield corporates. Mr. Listner holds a Master of Business Administration with concentrations in Finance and Accounting from NYU Stern School of Business and a Bachelor of Science with dual majors in Finance and Economics from Villanova University.

Anthony Mormile
Robert Peacock
  • Robert Peacock
  • Senior Executive Vice President, Chief Financial Officer

Mr. Peacock joined Orange County Bancorp, Inc. and the Bank as Executive Vice President and Chief Financial Officer in July 2018. In February 2021, Mr. Peacock was promoted to Senior Executive Vice President and Chief Financial Officer. Mr. Peacock has over 35 years of experience in the financial services industry. He previously served as Executive Vice President and Strategic Planning Officer of Spencer Savings Bank, SLA and had been its Treasurer since June 2016. Mr. Peacock served as Chief Financial Officer and Senior Vice President of Spencer Savings Bank, SLA. He has a Master of Business Administration and a BS in Finance and Statistics both from The Wharton School of the University of Pennsylvania.

Joseph A. Ruhl
  • Joseph A. Ruhl
  • Executive Vice President, Regional President of Westchester County

Mr. Ruhl joined the Bank in January 2015 to lead the commercial business expansion into Westchester County, and serves as Executive Vice President and Regional President for Westchester. He spent the first part of his career as a practicing attorney until joining Hudson Valley Bank over 20 years ago as First Senior Vice President and Division Executive in charge of its Legal Services Division. Mr. Ruhl has a Juris Doctor from Pace University School of Law and a Bachelor’s degree from Fordham University. Mr. Ruhl currently serves as the President of the Board of the St. Philip the Apostle Foundation, a Board member of the Westchester County Bar Foundation, an Advisory Board member of the paralegal program at Mercy College, the Secretary of the Italian American Forum, and a member of the Parks and Recreation Board of the Village of Pleasantville. Mr. Ruhl is also the Co-Chair of the newly formed Program for Legal Advocacy, a strategic partnership between the Elisabeth Haub School of Law at Pace University and the courts of the Ninth Judicial District.

Frank J. Skuthan

Mr. Skuthan has more than 40 years of banking and business management experience including Chief Operating Officer and head of Commercial Banking at Hudson Valley Bank. Frank started his banking career as a commercial lender at National Westminster Bank, USA in New York City. He also held management positions where he was responsible for marketing, as well as cash management and trade finance product development and sales. Mr. Skuthan was also a Marketing Director for Ernst & Young, LLP where he developed and implemented marketing programs for the firm's US and global tax consulting practices. Mr. Skuthan graduated with a BS degree from Georgetown University and earned an MBA in Finance and International Business from New York University’s Graduate School of Business.

Greg Sousa
  • Greg Sousa
  • Executive Vice President, Chief Commercial Banking Officer


Greg joined Orange Bank & Trust in 2015 as Vice President and Senior Relationship Manager developing deposit and lending businesses as the Bank built out its Rockland and Westchester markets. In 2017, he was promoted to 1st Vice President and given the added responsibility of leading business development efforts for all Orange and Rockland branches. In recognition of his impact on both fronts, he was promoted to Senior Vice President in 2018, adding responsibility for Marketing and Product Development initiatives to his portfolio. In 2020, Greg was promoted to Executive Vice President, Chief Commercial Banking Officer.

Prior to joining Orange Bank & Trust, Greg worked at Hudson Valley Bank where he served as Senior Vice President and Branch Administrator responsible for branch business development and oversight of the branch network. Greg was recognized as one of Rockland County’s “Forty Under 40”, is a graduate of Leadership Rockland, and received his bachelor’s degree from Binghamton University. Additionally, Greg completed studies at the American Bankers Association Wharton/Stonier Graduate School of Banking in 2015.